Home Warranties: What Are They and Do You Need One?

I’ve been getting this question more and more from my buyers and my past clients when it comes time to renew the home warranty they got when they first purchased their home or for my first time home buyers on if having a home warranty is even worth it. So first things first, let’s break it down…

home war·ran·ty

/hōm/ /ˈwôrən(t)ē/

an annual service contract that can cover a cost to replace or repair home appliances or systems that may break down

Now that we know what a home warranty is, let’s talk about what it can do. Home warranties can cover as much or as little as you choose to pay in coverage. It’s like a little insurance policy on your appliances and systems. Sounds peachy, right? It can be! There are some huge perks of having a home warranty, but for some people there can be downfalls or frustrations.

Price Breakdown

Home warranties range in price depending on the company and package you order. They typically range from $500-$800 and your service charge can range from $50-$75. There are add-ons like pools, septic systems and more than can hike up the cost a little, but can be totally worth it. For first time home buyers, the seller typically pays for the home warranty to cover the first year at closing – but this is all dependent on negotiations. When I say it’s dependent on negotiations, I mean sometimes a seller doesn’t want to pay for a home warranty (that’s their right) or it may make that buyers offer look sweeter in a multiple offer situation to remove it and buy their own before or after closing.

Companies that my clients love to work with include:

What Does It Cover?

A basic plan typically covers the following:

  • Heating, Central Air Conditioning, Ductwork, Electrical system, Garage Door Openers, Attic – Ceiling – Exhaust Fans, Plumbing System, Plumbing Stoppages, Water Heater, Sump Pump, Dishwasher, Oven/Range/Cooktop, Built-In Microwave, Garbage Disposal, Trash Compactor

More premium plans can include:

  • Clothes washer/dryer, Kitchen Refrigerator, Plumbing Upgrade, Heating – Air Conditing Upgrade, Appliance Upgrade, Permit Fees, Code Violations, Haul Away Services, Improper Installation — Repair – Modifications

Potential add-ons to services:

  • Roof Leak, Central Vacuum, Additional Refrigerator, Geothermal Heating System, Septic System, Septic Plumbing, Above Ground Pool, Standalone Freezer, Well Pump, Pool/Spa, Ice Maker

How Does It Work?

  1. Make a Service Request. You will contact via phone or website the claims department and request servicing on the item that is deficient.
  2. Schedule Appointment. You’ll be assigned a local service technician that the home warranty company works with that will coordinate with you to schedule a mutually convenient appointment.
  3. Pay Service Fee. You will directly pay the local service technician directly for the service fee that is in your agreed upon contract. It’s running from $50-$75 with most companies. The perk of keeping your home warranty year after year is that you can get grandfathered in at the same payment and it won’t go up while new clients may have service payments that are $100 down the road and yours stays at $65.
  4. Have item repaired or replaced. The service technician will determine if the item is reparable or needs to be replaced. This can get tricky when it comes to replacements – the warranty company will determine coverage eligibility and see if its a complete replacement of the item or explore a claim buyout (i.e. they would cut you a check for the item and you go get another one). There’s no one size fits all on the solutions… but this is where a lot of frustration can come from clients with home warranties as you may need an item needs to be replaced while the warranty company may say it needs one small repair or will cut a check that wouldn’t cover the expense of a new item.

Do I Really Need One?

Talk about a loaded question. I go through the should we or shouldn’t we question on the home warranty with my buyers all the time! My answer is that it truly depends for the buyer and their situation. I do think that home warranties can be very useful, especially for first time home buyers. When an appliance or item breaks down, it’s nice to have a home warranty company direct you to a local service technician and know that they’re a licensed professional coming in to repair or replace and you know upfront what that service fee will look like. I find it to be especially useful for my clients that are transferring from another city or state and they don’t yet know who their preferred electricians or plumbers are.

Advantages of having home warranty coverage in place is just like having insurance on your home. It’s most beneficial for the biggest mishaps. When a big ticket item like a hot water heater or air conditioning unit breaks down, they could potentially replace the whole unit. Imagine not having that warranty… that would cost one pretty penny! It’s even useful for when a smaller item like a dishwasher breaks down… they’ll get out their and replace the broken piece and you know what you’re paying versus blindly hiring out.

When it comes to a downfall with a home warranty, it’s truly when they can’t cover what you’re needing. They get to say yes or no to replacement of the product or how much it will be covered for. This can be frustrating… but hey, that’s ~$500 to cover the potential to replace items versus having nothing in place and paying everything out of pocket. I’m not going to lie, I do have a lot of client that never touch their home warranty. They’re lucky and nothing breaks down. That’s great! But the clients that do utilize the home warranty services, truly have benefited.

The only reason I would say to not worry with a home warranty is if you have loyalty and connections with local plumbers, electricians and HVAC specialists. It may not be worth it to pay that $500 when you know you want to call your trusted crew regardless. I totally get that. But they can’t cut you a deal (or maybe they can) when that refrigerator breaks down or dishwasher busts.

Overall, home warranties can be a great tool for homeowners. It’s all about having a little bit of protection when stuff breaks down and life ya know… happens!

Dollhouse Update: Flowers, flowers and more FLOWERS!

It’s been a minute since I’ve given y’all an update on The Dollhouse! I officially moved in at the end of February, but it’s taken a little while to get all settled in. This whole stay at home order has actually been quite useful in transforming my little dollhouse into feeling like a cozy little home! And making it cozy means adding FLOWERS!

Since spring has sprung, that means florals are a necessity! I mean flowers just take a place from drab to FAB. I’ve been working on not only the exterior of my home with my flower beds and shrubbery, but my interior as well. I love a little color and vibrance, so it’s been fun getting creative with my family and friends on what I’m doing throughout the home.

What’s going on inside…

I know myself a little too well and decided not to overwhelm myself with too many live plants on the interior of my home. There are some times when you can DIY and others when you hire a professional. I knew that pulling together faux floral pieces would stay on the back burner for me and never get completed. That’s when you know it’s time to bring in the professionals! So I hired the very talented Designs by Dylan help me design some pieces to go throughout my home and he D E L I V E R E D! We collaborated and really found something that matches my v i b e and the dollhouse in general.

First was my fireplace mantle. I wanted something seasonal but I also just didn’t want to decorate a mantle with different nicknacks, so a garland style mantle piece was the choice! I also have a very large tv box that needed to be hidden and hydrangeas did just the trick. I love how girly and colorful it turned out! Dylan provides great videos and tutorials on how you can make your own florals, so check out his page and subscribe!

I also wanted frilly, pretty florals throughout the rest of my home, so we put orchid arrangements in my dining area and a fun succulent in my breakfast nook. I would have never thought about orchids, but they were the perfect chill flower to add into my very loud dining/kitchen area. I love finding fun ginger jars at estate sales and we actually ended up using a soup bowl ginger jar for my succulent arrangement. It’s a fun way to add a personal touch!

While I do have my faux florals, I did decide to go brave season and get some REAL plants. You know… get that clean air and purify a little bit. I got the cutest plant holders from Wayfair and hopped over (safely, through social distancing) to a local plant store and got a Fiddle Leaf and Snake Plant. A lot of your local stores will let you call ahead or order online and all you have to do is pick up your plants!

When it came to using real plants on the interior of my home, I wanted low maintenance but also pretty! I chose a fiddle leaf plant because they grow large and the leaves are grand and beautiful. It’s a plant that can take over a certain corner and be used as decor versus hanging a piece of art. The next plant I chose is the snake plant solely because they are legit low maintenance. Not a lot of love is needed for those little things!

Now my mother is a master gardener… like literally. So I’m working toward that! Being a new plant mom, though, I have learned some tips and tricks:

  • Water by using ice cubes. This helps prevent over-watering and lets the water drizzle down slowly. I do it once a week (I’m doing every Sunday evening to stay consistent) and I test the soil to see if it’s dry or still moist.
  • Clean off the leaves. I’ve used a damp towel to clean off the dust that the leaves can attract.
  • Look for the light. These plants don’t need direct sunlight, but they need to be near a window or area with indirect sun shining in.
  • If there’s a brown spot, cut it off! It won’t go away, so do away with that spot and let your plant shine.
  • Give it a name for no other reason than it’s just fun! My fiddle leaf is officially named Figgy Fresh and my snake plant is Ms. Snake. They only have names because honestly I feel like that helps me not forget them!

I also ordered small plant saucers from Amazon for the bottom of my planters to hold in moisture and placed these planters by indirect sunlight near one of my living room windows. I’m not going to lie, I’ve been moving the plants around a lot to see where they thrive… all about surviving right now over thriving, though.

I am planning on adding a couple more interior plants and even plan to transform my sunroom into a little green space/oasis. I’m dreaming of ivy hanging and spider plants throughout! I highly recommend adding in some beautiful florals to your home whether it’s fresh from the yards, air purifying plants or even some faux florals to keep it cute! It can really liven a place up.

NOLAN AWARDED SELLER REPRESENTATIVE DESIGNATION

I’ve always prided myself on education, education, education! I’ve found it to be the best foundation to ensure that I’m continually learning. I love to listen to new podcasts, read different books and skim through magazines. While all of those have been great and inspiring, I also made a promise to myself to receive designations in real estate that will help me better my knowledge and better represent my clients. I’ve learned that experience counts and credentials matter!

I’m honored and excited to announce that I have been awarded the Seller Representative Specialist (SRS) designation, the premier seller agency designation in the country. The SRS is conferred by the Real Estate Business Institute (REBI) and is an official credential of the National Association of REALTORS®. I join an elite group of real estate professionals from around the world who have earned the SRS designation. All designees are required to successfully complete comprehensive coursework in seller representation, demonstrate significant seller representation experience and expertise, and subscribe to the REALTOR® Code of Ethics.

Here’s what I gained from this designation:

  • Trained seller advocate who knows the importance of client needs through each step of the selling process
  • Extensively trained in a variety of marketing methods to uniquely promote your property to the widest range of prospective buyers
  • Understands importance of staging properties for best results along with accurate pricing to attain desired results in a timely manner
  • Negotiation skills to ensure a successful transaction
  • Keen understanding on how to collaborate with a variety of cooperating agent of all skill level to help you get the best buyer

In addition to my SRS designation, I’ve also received my Accredited Buyer’s Representative (ABR®) designation by the Real Estate Buyer’s Agent Council (REBAC) of the NATIONAL ASSOCIATION OF REALTORS (NAR) and Accredited Luxury Home Specialist (ALHS) designation by the Luxury Home Council (LHC).

With this new designation, I am providing clients with confidence, trust and experience. You can feel confident working with me as your Seller Representative Specialist.Let me help you take your home from for sale to SOLD!

What Am I Even Signing: One to Four Family Residential Contract

Not to be the bearer of bad news here, but when it comes to buying or selling a property it’s more than just house hunting. There’s a big portion of the process that all about contracts. Sounds boring… I know. But this is really the most important part! You’re signing your life away on a very, very expensive piece of property, so it would probably be nice to know what you’re signing…right?

While you typically trust your agent and would prefer them to just tell you to initial here or sign there, I always make an effort to sit down with my buyers or sellers (especially first-time home buyers) to walk through the contract they’re signing. Luckily as a REALTOR® in Texas, we are giving contracts and forms that have been prepared by attorneys that protect our clients, but regardless you should still know what you’re signing! I’m not going to break down the whole property contract line by line, but I will tell you what a lot of the verbiage means at a high-level help you understand what you’re signing.

I would like to always note that you should to consult an attorney if you have any questions about a real estate contract.

WHAT ARE YOU EVEN SIGNING: ONE TO FOUR FAMILY RESIDENTIAL CONTRACT

Now here’s to the heavy stuff. There’s a lot of information, numbers and details. I find it important that you understand every page of this document before you sign it and this is why you sit down with your agent prior to signing to have any questions answered, but for this blog’s purpose I will breakdown the top items to understand.

Sales Price: This is your total purchase price. It is broken down by your cash portion brought to closing and your borrowed funds through your loan.

Earnest Money: This is typically 1% of the purchase price of the property. You’ll input to amount and what title company you’ll be using (both the earnest money and title company are negotiable). This is credited at closing.

Title Policy: The seller normally pays for the title policy, but this is negotiable.

Survey: The title company and your lender will likely need a good survey on file but sometimes a neighborhood plat works. If the seller has a survey on file then great! If not, this is something to consider whether the buyer or seller purchases. Depending on the property, they can be pricey.

Property Condition: Allows for you to conduct inspections, confirms you’ve received a seller’s disclosure about the property and acceptance of the property. The main takeaways from this portion is to ensure you’ve received and thoroughly reviewed the seller’s disclosure (if applicable for the property) and accept the property as is. Yes, you will still have an inspector come out to the property, but the main reason you wouldn’t accept the property as is would be if the roof must be repaired and other major defects that could be there and are obvious.

Residential Service Contracts: It’s always nice to have a home warranty on the property to protect your HVAC or hot water heater. You will determine what type of home warranty you prefer with your agent and input the price in the contract. You don’t have to ask for one, but they’re great and this is typically covered by the seller for the buyer.

Closing: This is the determined date you plan to close on the property. There is always a possibility the date can move up or be pushed back. It’s typically pushed out 30 to 45 days from the day of signing the contract.

Possession: You’ll either have possession of the property upon closing and funding or there will be a leaseback on the property. Leasebacks are needed if the seller needs more time to move out or buyer needs to move in earlier.

Settlements and Other Expenses: Are you needing closing cost assistance? This is the portion where you would put that amount. Your lender will know what your financial situation looks like and can guide you on this aspect.

Termination Option: This is the timeframe that you’ll use to have your inspection conducted. You can negotiate the amount of days and the amount of money paid to the sellers. People typically ask for 7-10 days and pay $100. This is credited at closing. Your termination option begins the day after the contract is executed.


While this does not include every little piece of wording in the One to Four Family Residential Contract, it does give you a good idea and understanding of what you’re signing. Your REALTOR® is there to protect you and answer any questions you may have when signing a contract. They always have your best interest, it’s our responsibility! Remember that no question is stupid, so ask away!

Preparing for your Custom Cabinetry

New, new, new! Whether it’s a new build or a remodel, custom cabinetry is typically part of the process. When it comes to cabinetry none of it is simple but it also doesn’t have to be complicated. Seeing as I just went through this tumultuous process, I wanted to share some of my pains, tips and things you don’t want to forget!

When it comes to cabinetry you’re main priorities are fitting in your appliances and leaving a little bit of rooms for storage. Some people may want simplicity and not need much storage while others may be the entertainer of the century and need rooms for platters, decanters and more. At the end of the day, though, what really is the most important is the space you’re allotted and the creativity of you and your cabinetry company.

Creativity – This is where Pinterest became my best friend! First of all, did you know you can save folders within boards? GAME CHANGER!! I pulled different aspects that I like in kitchen cabinets and created my own little vision board to showcase specifically what I was looking for and what was a priority for me.

Cabinetry Company – You’re likely going to meet with multiple companies (I recommend a minimum of three) to get quotes and see what they can envision as well. I met with about four companies and ended up going with the one that wanted to help me create my vision. You need to find someone that finds solutions for your wants and needs in cabinetry and makes it work! For example, I really wanted a wine fridge in my cabinetry and understood it was such a tiny space… but I finally found a company that helped me make it work for my area.

Let’s think about your wants and needs when it comes to cabinetry. Some add ins and necessities to keep in mind.

What are your cabinetry needs?

  • Room for appliances 
    • Stove – Are you doing a slide in or separate package units?
    • Dishwasher – Want it close to sink!
    • Microwave – Are you doing a vent hood microwave? Lower Cabinet? Drawer?
    • Refrigerator – Is it attached to cabinetry or not?
  • Pots and pans drawers – Trust me… you need some deep drawers near your stove!
  • Flatware and Utensil Drawers – Necessary!
  • Dish towel and oven mitt drawer – Need!
  • Spice Cabinet – So many alternatives for this with a vertical pullout near the stove or a drawer style. Don’t take this for granted – it is important.

What are your cabinetry wants?

  • Soft close hinges – It’s not necessary but people do LOVE these! They can also save from scuffing up cabinets from slamming the doors shut.
  • Cookie Sheet/Cutting Board Storage – Gives easier access and is a great use of space.
  • Hidden Trash Can – Don’t care if your trash can is seen? Then forget this. But if you do, these are a fantastic way to hide your trash!
  • Under Lighting – You may want room for hidden lighting above your countertops. It can REALLY brighten up the space.
  • Upper Cabinet Space – Do you want your cabinetry to go all the way to the ceiling or do you want a display area? I personally like more storage to keep all of my entertaining pieces close or candles near.
  • Wine Rack or wine fridge – You may have room above refrigerator for a wine rack or an end corner for a wine fridge. My big thoughts on this – go ahead and add something like this in so you don’t get one year down the road, wish you would have added it and then it looks like an afterthought next to your beautiful custom cabinetry.
  • Drawers within Shelves – These are a big plus when I show homes! Being able to pull out drawers once you open up cabinetry doors help you see EVERYTHING in that cabinet.

Wanting an example for a small space with an open floor plan? Here’s a look at mine! One bit I have from my cabinetry selections was to add the shaker doors to the front facing portion (back end of cabinets). I have one hidden storage spot but didn’t want there to be one odd door, so the company matched with false shaker doors. Big fan!

Kitchen Cabinetry 1


These cabinetry necessities are just a scratch on the surface for what you may want in your kitchen. Would love to hear what you love in your cabinetry or what you wish you would have added.

 

The Dollhouse is Looking… Livable!

Livable. The Dollhouse is looking like it is L I V A B L E! This is big because for a minute there it looked like the interior would never come to this point. The floors are pretty and stained, cabinetry painted and countertops are installed. We are getting there and I have a countdown for move in day… but we all know that number changes on the daily.

Since the last time I updated you, we were just getting ready for cabinetry and a lot has happened since then. Here’s a breakdown of the big happenings in The Dollhouse and some ups and downs that came along with it.

CABINETRY

To say I love my cabinetry is an understatement! I designed to fit everything I wanted in it from my wine fridge to a hidden trash compartment. I did the installation solo – my amazing mom and dad have come to a lot of installations with me because they’ve done this a time or two and I value their opinion more than anything else! Everything was installed perfectly, but there are some notes/tips I have for first time cabinetry peeps:

  • It won’t all align perfectly. The cabinetry people install doors and drawers but will come back after it is all painted to make sure they’re even and balanced. They know that with painters the doors and drawers will be taken off and put back on so they come back to make sure it looks perfect. I did not know such a thing and was like what is this!!!!  With a quick call to my parents they informed me this is very normal, but for most people doing this the first time it’s not so obvious. The more ya know!
  • Think about your crown molding. You may want the crown molding to line through the top cabinetry to have a flow throughout the room. This isn’t a huge ordeal, but something to think about and keep in mind.

It’s funny that I thought designing the cabinetry was the hard stuff because picking a paint color was even harder! From the beginning I have been dead set on painting my cabinetry green. Not Nolan Green (those that know my family know this is a thing – my parents have everything a particular green at the ranch), but a very jewel-toned, Wizard of Oz Emerald Green.

How did I choose? We did a couple of dry samples of papers and held them up against the cabinetry to help me really visualize the colors. This came with some picking and choosing but I went with Sherwin Williams Ivy League paint color and it DELIVERED! 

Once the color was picked, it took two full coats and some extra time to dry, but the end result was WORTH IT! Going with a bold cabinetry color was always the game plan for me and the green choice was something that I didn’t second guess for over two months (which seemed good enough for all the other back and forth decisions I’ve made). I’m so happy this was the color I went with and just see how bold it looks!

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COUNTERTOPS

Initially, I thought this would be a much simpler option than it was. After gathering bids and comparing quartz versus granite, my choices kept getting slimmer and slimmer with the budget I needed to stick around. I really had to sit and take into account that my vibrant green cabinets and future black and white floor tiles didn’t need a crazy countertop to compete with. I wanted simple and clean, but that’s not necessarily what comes to mind with granite so after lots of looking and online searching, I decided that quartz was my answer.

With some major search by Tim Fielden at Simply Floors and Lights in Gilmer (shop local, y’all!), we found the PERFECT plain, beautiful and simple white quartz countertop called Zen White. I really thought I wanted the calcutta quartz countertops or even the gray granite, but there was just too much movement going on in the countertops to give attention to all the other features I was adding in my kitchen.

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REFINISHING ORIGINAL HARDWOOD FLOORS

This was the TOUGHEST OF THEM ALL!! I am so lucky to have original hardwood floors in the majority of my home and knew from the get go that these would need to be refinished. This is basically one of the last big steps in the remodel process. The original flooring had a very multi-colored effect and you could see in other rooms where previous owners have tried to stain on top of previous stains. It was time for these floors to have a fresh start!

This all started with sanding the floors down which took about two days, picking a stain and being kicked out from peaking at those beautiful floors so they could finish for 3 days. The most challenging part of refinishing these floors for me was the stain color. I looked at an online deck and my refinishing guy put down samples to choose from. I looked at the floor stain options at night and in the daytime to see it differently with lighting.

While the pictures don’t quite do the floor the justice they deserve, I ended up choosing Walnut (middle option on bottom row). Funny enough, that’s the color I originally chose from the stain deck before event seeing it on the floor – stick with you gut kiddos!

While a lot of people will recommend to not go darker, with everything going on in my home from the green cabinets to the potential decor, there has to be dimension to break it up with the flooring.

I patiently waited over the weekend and didn’t even PEAK through windows to see the flooring. I’m so please with how they turned out, especially against my cabinetry. I wanted a very warm vibe and it’s just that!

IMG_5518 2


I really want to say thank you to everyone that has been so invested in the remodel of my little Dollhouse! I feel like people get just as excited about the littlest updates as I do and that really means the world. There’s so much more to come with finishing up my light fixtures, tile installation and closet completions. Thanks for following along!

Common Misconceptions of First Time Home Buyers

Daunting, overwhelming and terrifying. Exciting, thrilling and blood-tingling! That’s exactly what home buying can feel like for a first time home buyer. It can be a roller coaster of emotions throughout the process of purchasing or even thinking to purchase. I’ve been there, done that and bought the t-shirt to live and tell the tale. I’ve also help a LOT of first time home buyers in this process as well and I have heard all the questions and misconceptions of home buying. One thing I always try to emphasize to my buyers is that no questions is stupid. Not one!

As always, I want to be a resource for my sweet first time home buyers, but I also think it’s important for anyone thinking about buying to know what is even possible!  I’ve pulled together common misconceptions that first time home buyers to help you or even a close friend or family member to see what’s possible with first time buyers.

Real Estate Home Selling Social Media Graphic

Common Misconceptions for First Time Home Buyers

I can’t afford to buy a house!

You don’t know that yet! This is why it’s great to meet with a mortgage loan officer or your local bank to explore ALL options. You may actually be ready or they can help create a timeline and program to get you on track whether it’s increasing cash flow/assets or building credit.

I’ll save more money if I rent. 

Want to hear something W I L D? ! A lot of first time homebuyers end up having mortgages that are LESS than what their rent was costing them. Crazy! While you’re thinking you save on repairs and upkeep on the home, you’re still toward someone else home and not you own. Why not pay toward your own dream? I need to have a 20% in cash for a downpayment! 

No one is asking you to liquidate all your cash monayyy! There are so many great loan programs like FHA and USDA loans that require very little (like 3.5% down) or zero down if you’re in a rural area. FHA loans are fantastic for first time home buyers and great lenders can also find grants to help assist in closing costs.

If you’re in the military or a veteran, you can also look into VA loans where they will take 0 down. There are programs for E V E R Y O N E!

I need to have perfect credit! 

Your credit needs to be good, yes. But it doesn’t have to be PERFECT! While credit scores can effect your interest rate, there are many ways that lenders can find the right loan program or ways to build up your credit quickly to prepare you to purchase YOUR own home.

I need to have a job for 2 years before I can buy a home! 

Not going to lie, I always thought this as well. While this does pertain for self-employed people to show a complete history, salaried people have a different set of rules. Sometimes all you need is a letter from your workplace with your salary and some pay stubs.

I can’t afford repairs. 

Ever heard of a home warranty? I try to always get my buyers a home warranty that covers repairs on AC units and other appliances in their home. While home warranties don’t cover everything, they do help pay toward some larger expenses. All you have to do with a home warranty with pay an upfront fee that could range from $60-75 per visit from contractor sent to repair items. These home warranties can basically pay for themselves over time.

I don’t bring in enough money. 

You don’t have to be raking in the dough to buy a home, you just need to be consistently making money! You Realtor and lender will help guide you on budgeting and staying within your limits on what you can afford, but never assume what you cannot do.

I need to find the home before I get approved for a loan. 

WRONG!!! I typically won’t even show a client a home until they’re approved for their loan. Here’s why: I hate to take a client into a home, they fall in love and then come to find out… they can’t get approved for a loan to purchase the property. That’s a bummer and then the buyer is stuck on that one home and it really sours the rest of the house hunting experience. Getting with a Realtor first is a great game plan and we can then guide you to the right lender for what you’re needing. After you get all your ducks in a row with the lender, it is then time to find the home!

I need to purchase a price at the high end of what I am approved for.

Not quite. You need to purchase a property that keeps you living within your means! This is why it’s important to start the home buying process with a budget in mind – you need to know what you can afford in a mortgage and utility payments. Just because you’re told you’re approved for a $400,000 loan, it doesn’t mean you have to go near there. No one wants to be house poor.


Buying a home has enough what ifs, so don’t let all of these misconceptions scare you away from pushing toward your dream of home ownership. As always, a handy perfect Realtor like me is a great FIRST STEP in the home buying process. I help guide you on all of the next steps and how we make YOU a HOME OWNER!

Nolan Earns Luxury Home Designation

In everything I’ve done, I’ve always put education at the forefront. To me, knowledge is POWER! From obtaining a Bachelor of Science from Texas A&M University (WHOOP!) in Agricultural Communications and Journalism to a Master of Science from Texas Tech University in Agricultural Communications, I’ve always pushed myself to be an expert in my field and that in doing so means continually learning. I made a goal at the beginning of this year to obtain up to two designations in 2019 in order to expand my knowledge in the real estate world. Last January, I received the Accredited Buyers Representative (ABR) to help make me your ultimate home buying expert, but I didn’t stop there!

Earlier this fall, I decided to better my understanding and expertise for my luxury clientele and received the Accredited Luxury Home Specialist (ALHS) Designation. I am now among the elite agents in not just the state of Texas, but the county that specialize in the luxury real estate market.

So, what does it even take to receive this designation? I completed coursework that focused on luxury clientele and marketing of unique high end properties. I also had to meet a minimum sales requirement showing that I had sold multiple properties that were double the median price range for the East Texas area,  In a nutshell that means that if the median price in East Texas for homes was close to $200,000, my sales of luxury homes would qualify as $400,000 and above. Being a part of the Luxury Home Council is also a major benefit of gaining this designation, as it gives me access to luxury and exclusive listings for buyers and the ability feature my seller’s properties on their websites, as well as an extensive of list serves on top of all of the marketing a typical agent does.

Here’s what I gained from this designation:

  • Local and global marketing of upscale properties.
  • Understanding special demands of affluent clients.
  • Training and expertise in the luxury home marketplace.

I am proud and honored to join this elite group of real estate agents and strive to continually serve my clientele with my understanding of the demands of luxury buyers and sellers. Your home  is special, shouldn’t your agent be? 

The next time you’re looking to buy or sell a home, know that I am your trusted agent! You can always contact me at bethanybreannenolan@gmail.com or (903) 738-8858.

ALHS

A Little Before Action

It’s flippin’ happening! Get it?! Ha! Demo is in full swing and no time is being wasted on my watch! I closed on a Tuesday and from there I’ve been rocking and rolling. Over the next week, up until last Sunday, I did walkthroughs with family and friends to show everyone what the home looked like and to ensure I knew EXACTLY what changes I wanted to make in my little dollhouse. My Nanny and her friend Norma came over and awed over the little characteristics that this 1930s home has and my Grandpapa came over later on in the day and was just so excited about the neighborhood and backyard.

After letting my grandparents in the home, I took ALLLL of the before photos and have them in a slide show for YOU! It is a goal of mine to keep track of all of the progress from beginning to end so I want to document it on my blog and Instagram. I hope you love the character and charm that this home gives and love what I plan to do over time!

 

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Last Sunday we had a full on clean out! The sweet little lady that owned the home before me had lots of books, some pretty neat National Geographic Journals (like up to the 1940s), furniture and random trinkets throughout. After clearing out all cabinets from the kitchen to closets my Dad, mother and older sister Ilissa came over to start covering up those original hardwood floors. We got builders paper and taped it throughout every room to make sure that it doesn’t get ruined and scratched up during demo. We’ve already started tearing down the walls and insulation because I’ll get new insulation and drywall along with updated electrical throughout where it is needed.

After protecting my precious floors, my Dad decided to get a little adventurous and we started checking out what was behind those walls and it’s just a whole lot of wood planking. Nothing too fabulous but neat nonetheless. So far we have demoed out FOUR full rooms and that’s my living room, dining room and guest bedroom. It’s been a family affair and I’m so thankful for everyone that has helped me get this thing rolling including my dad, mom and sisters! It’s so fun seeing the small changes over time that I know will be BIG in the end! Hope you enjoy and follow along!

 

5 Apps for the Home Buyer

Yes it’s true, we are GLUED to our cell phones. From Facebook to podcasts, we use our phone to keep up with friends and expand our knowledge. Being a millennial myself, I love the tools and resources that apps bring to my phone. When I look at the tools that  app provide, it’s not just calendar reminders and social media, there are also a lot of great tools to help with home buying. Pretty handy, right?

While there are plenty of house hunting apps like Realtor.com, Zillow and Trulia, you don’t want to overlook all of the other useful apps that help out homebuyers. I’m sharing my top five apps that help home buyers during their purchasing process.

5 APPS FOR THE HOME BUYER

  • Mortgage Calculator Plus: A quick and simple way to calculate your potential monthly payments for a home. It gives you the opportunity to plug in the customized purchase price of home, downpayment, insurance costs and even potential HOA fees. Is this the MOST accurate? No! That’s what your mortgage lender is there for, but it can get you pretty close.
  • Mint: Get your finances in check! I love, love, LOVE this app. It let’s me have all of my checking and savings accounts, cards and even 401K savings in ONE SPOT. This one provides a great overview of finances and the app even tracks monthly/weekly spending and normal spending behavior and alerts you when you’ve gone a little crazy on that shopping spree last week (HA!).
  • DocuSign: Talk about a handy app! You can easily sign documents on the go for contracts or amendments for your agent or lender. It’s a quick click of a button and the document is SIGNED without needing to open up a computer. You can’t finish the document until you’ve signed everything that your agent or lender asked you to.
  • Houzz: Design your home right from the phone. Open floor plan stressing you out? This app is for you! Love, love Houzz because it helps you get a better idea of where to place different pieces of furniture. Super useful and perfect for the visual person.
  • Evernote: This is not only helpful for you but for your agent! You’re likely going to look at quite a few homes and they’re all going to start blending together. You think it won’t happen, but it does! This app if fantastic for keep your pros and cons for each home and organizing it by property address. You can then simply send it on to your agent and review at your leisure.

There are plenty of other apps that people find useful in the home buying process, but these are some that you may not have thought about downloading. Hope this helps make the home buying process a little less stressful. Happy hunting!