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2019 Cyber Monday: Homeowner Edition

Christmas is HERE! The trees are up, I’ve got Mariah Carey blaring in the background and it’s time to get a little shopppppping done. If you read my 2019 Black Friday: Homeowners Edition blog, there were lots of great deals in-store, but now it’s all about what you can get online and dropped off right at your doorstep!

As I’ve previously noted, I’m trying to fill up a new house with just about everything! On Black Friday I purchased my iRobot vacuum, TVs, mounts and more – so all the BIG STUFF! For Cyber Monday, it’s time for me to find all the little goodies from wine glasses to smart home accessories. I’m on another level this year with lists and Pinterest boards to keep me on track. For all of you out shopping for Cyber Monday goodies, I’m going to make this easy and pull all the top finds and codes so you can purchase at the click of a finger with a glass of wine or cup of coffee in hand! Happy shopping!

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||AMAZON||

81ilNbqaGWL._SL1500_-2  51CgKGfMelL._SL1000_  71TzCLRzYAL._SL1500_  51wdEx4mFkL._SL1000_  81DcDxh0yfL._SL1500_  61LsIsx9kFL._SL1000_  Instant Pot  Ring lighting GUEST_a755f810-5a36-461a-9102-2e981f79543b


|| BATH & BODY WORKS||

40% OFF SITEWIDE PLUS FREE SHIPPING ON $40 PURCHASES

Stocking up on all of my Bath & Body Works favorites for my new place! Big fan of the Champagne Toast 3 Wicks candles and Stress Free Aromatherapy lotion. Also love buying all of the wallflowers to have for days!!

USE THE CODE: CYBERDAY


|| POTTERY BARN||

25% OFF PLUS FREE SHIPPING

UP TO 70% OFF SITEWIDE

cozy-pom-pom-throw-1-o mango-wood-handled-cheese-board-paddle-o white-marble-glass-domed-cheese-board-o  velvet-tufted-quilt-shams-stormy-blue-o

USE CODE: CYBER


|| CRATE & BARREL||

20% OFF SITEWIDE  & 30% OFF HOLIDAY + FREE SHIPPING

images.crateandbarrel.com camille nesting marbles

USE CODE: SAVE20


|| BED BATH & BEYOND||

SPEND $300 ONLINE AND RECEIVE $100 IN MY FUND REWARDS

116523161083295p  81DcDxh0yfL._SL1500_  306580260800343p


|| OVERSTOCK||

70% OFF THOUSANDS OF ITEMS

EXTRA 20% OFF SELECT FURNITURE, RUGS, DECOR AND MORE!

 Desk  Carson-Carrington-Bodo-Mid-century-Modern-2-drawer-Nightstand-f7a3cc16-f0f9-4aa2-bc2e-8e02aa1fffc1_1000Simple-Living-Margo-Mid-Century-3-Shelf-Bookshelf-59.5-h-x-36-w-x-11.8-d-082c277d-e7a5-4546-9dc7-291c5c05f0dc_600  


|| WILLIAMS SONOMA||

10% OFF $50 OR MORE

15% OFF $100 OR MORE

20% OFF $200 OR MORE

25% OFF $500 OR MORE

  • Coravin – 30% off of products. These are rarely at a discounted price and are great for the wine connoisseurs!
  • Goldtouch NonStick Bakeware Set – Always loved these sets of bakeware and great price for a 15 piece set at $224.96 for ones that LAST!
  • Le Crueset Dutch Oven – Love the set in white. Great deal for a discount on fantastic cookware.

caroavin gold touch le c 

USE CODE: SAVEMORE


||TARGET||

  • 6 QT Instant Pot – $49.99 at lowest price I’ve seen! Other stores are price matching, too!
  • KitchenAid Mixer – Larger mixer with $100+ off at $239.
  • 2 QT Air Fryer– Just bought this air fryer during Black Friday! Only $40 for this this healthy alternative.

6833115d-5c6d-4682-9f26-f2fa67a4438b_2.a2bad59a8c23e099cf04c31f7ee6b162 KitchenAidair fryer  


||JOSS AND MAIN||

UP TO 80% OFF RUGS, CHAIRS AND MORE

I’ve been eyeing this recessed medicine cabinet and this gold exterior light fixture. Lots of great choices!

Cotswald+16+x+25+Recessed+Frameless+Medicine+Cabinet+with+3+Adjustable+Shelves  Kaylie+Elroy+Outdoor+Wall+Lantern


 

Happy shopping!!

2019 Best of Black Friday Sales: Homeowner Edition

Today is a day to give thanks and gratitude! It’s also a day when people go CRAZAYYY for some deals and steals on what we all call Black Friday. Here’s the honest truth, I’ve never been a Black Friday shopper. Rushing to grab an item and the thrill of the shopping just never appealed to me, but now it does. Being a new homeowner means I need to fill up my home with lots of goodies like TVs, vacuums and lots of cooking utensils and appliances. So you can say that this year, I’m going to be a part of the Black Friday craziness!

There are a lot of great posts with overviews on Black Friday shopping, but I’m narrowing this down with the homeowner in mind. Whether you’ve recently bought a home, have been a homeowner for a minute or are just thinking about purchasing a home, these are ALL good finds!

|| WALMART ||

  • iRobot Vaccum – It’s under $200!! This is my number one buy!
  • Instant Pot – B E S T   F I N D!! It’s $49 and you better grab it before it’s gone because it doesn’t get much lower than that!
  • Samsung Smart TVs (up to $50 in savings) – I’ll be purchasing the 50″ Smart TV to put in my home – it’s only $277!
  • TV Mount – Not your typical Black Friday find, but gotta save where you can!
  • Arlo Security Cameras– Saving $70 on a three camera system. My parents LOVE their Arlos and can pull up the system from an app on their phone with email alerts.
  • Keurig – Another low price at $40 and perfect for you coffee lovers!

 

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Walmart’s Black Friday shopping begins on Thanksgiving Day at 6PM in stores.


|| SAM’S CLUB ||

  • Bamboo Pillows – Save $4 on already low priced pillow sets! They’re only $10.
  • Gas Fire Table – Great for backyard to keep you warm in the winter and $50 in savings.
  • Serta Mattress – Savings of up to $100 on Full/Queen Mattress or savings of up to $200 for King/California King.
  • Ninja Blender and Cups – Great blender for under $100.

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Sam’s Club Black Friday shopping begins on Thanksgiving Day at 7AM in stores and last through December 1.


||TARGET||

  • Google Home Mini – Only $19, so that a $30 SAVING! 
  • Amazon Echo – You’re getting about 40% in savings on this bad boy.
  • Serta Air Mattress – These are just good to have for extra guests… always! Only $50.
  • 12 LB Weighted Blanket – This just sounds amazing and I’ve had my eye on it for a minute! Love the ivory choice.
  • Nest Thermostat– ON MY LIST!! These never go on sale and I love that I can control the AC from my cell phone!
  • Rubbermaid Storage Containers – We all could use more storage containers and these are the best. They’re $7.99 Y’ALL!

GUEST_f94992ca-1ca0-4123-9d70-ebbe20c0625f  GUEST_f8bd14ab-7ed7-4832-a165-8abf9de5a9a2  GUEST_e90d5858-1633-4bf2-95ab-ebcfcf1db014  GUEST_52464cfa-b14e-419f-984e-66daaaf14223  GUEST_a755f810-5a36-461a-9102-2e981f79543b

GUEST_4791c692-8d88-441f-b1ab-f75fdb647034

Target’s Black Friday shopping begins on Thanksgiving Day at 5PM in stores and doors close at 1AM on Friday and reopen at 7AM Friday. 


|| BEST BUY||

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Best Buy’s Black Friday shopping begins on Thanksgiving Day at 5PM in stores and doors close at 1AM on Friday and reopen at 8AM Friday. 


|| BED, BATH & BEYOND||

Big deal of the day is 25% OFF in-store all day!

I’ll probably be buying some sheets and bathroom necessities like mats and more with that discount!

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Bed, Bath & Beyond’s Black Friday shopping begins on Thanksgiving Day at 5PM in stores and doors close at Midnight. 


|| AMAZON||

  • Amazon Smart Plug – $4.99 bundled with purchases. I try to buy these overtime I see them $20 off. Great for Christmas trees, lamps or outdoor lights!
  • Echo Dot – Drops down to $22 for Black Friday. Love listening to my podcasts and making notes on my phone while I get ready with mine!
  • Schlage Smart Deadbolt– Big fan of this at my parent’s AirBNB! You can control it with your phone AND it’s compatible with Alexa.
  • Fire TV Stick – Great to take along with you when traveling and easy to hook up to TVs.
  • Ring Peephole Cam with Echo Show 5– New product that pairs perfectly with Ring Doorbell. Super cool!

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Happy shopping to you! Let me know what you’re buying this Black Friday! 

Progress Is…. Progress!

I’m going to say the understatement of the year and it’s that my family has been just a littttttle busy this fall! From having the most beautiful Yamboree Queen (my little sister) at our hometown festival and then running all over for events with our Hereford Association to Fighting Texas Aggie football games, my weekends that are typically my open time to work on my home have been BOOKED! 

Since the last time you had an opportunity to look at my little Dollhouse, it was just vacant and ready for DEMO!! Now we’ve completely gutted the place, changed my ideas here and there and have gotten moving with lots of different things! It was so fun to tear down all the fabric wallpaper and old walls to find all of the wood planks hidden behind. I know a TON of people would leave those wood planks raw and show them to the world but they’re just too wide for my taste and I promise the end result with be worth it! Ya girl over here needs her home to have some insulation and that has to go behind those planks.

So what have we done since the gut job? Here’s a little lowdown:

Foundation: When I bought this cutie of a home I knew that it wasn’t the most level space so getting my pier and beam foundation leveled was priority numero uno before I had any big work done. Luckily, this was an easy fix and Benchmark Foundation came in while I was booked during Yamboree to get it DONE! 

Carpentry: A little carpentry work has made its way in. After the wall between the kitchen and dining was destroyed we waited for the carpenters to come in to install a beam between those rooms and frame up my master closet and the refrigerator area. It was my lucky day when they came because I didn’t need a beam so now it feels like one OPEN space!! The carpenters still came in, though, to frame up room in my closet, close in one of my FIVE exterior doors that was in my master bedroom and more.

Plumbing: Plumbers came in and replaced cast iron and have moved my lines for my refrigerator  (was in where the original kitchen wall was and is now on a separate wall) and washer/dryer combo (was in the kitchen and is now in my master closet). They’ve also been busy, busy taking out all o the cast iron plumbing and replacing it throughout my kitchen and bathroom area.

Electricity: My electrician’s crew is in the works on putting some updates throughout my home – I am very lucky and a majority of the electrical work was updated before I moved in which is not typical for most 1930s homes… that’s what I thought. They actually had to come in and replace just about everything due to it not being correct with different sized wires. People – this is why you do it right from the beginning and hire the professionals! Since it is an older home, I’m also moving around some light switches (they’re in the oddest places) and plugs throughout the home. Most of the plugs are in my baseboards and we are replacing all of those, so the plugs are being pushed up a little and some will even have the USB capability.

Cabinetry: With what seems like it’s been an eternity, we have FINALIZED my cabinetry. I mean I knew I was picky, but WOW! Since I’m working with such a small space, I wanted to ensure I was utilizing every space I could with the cabinetry I am putting in my kitchen. After quite a bit of back and forth we are done and it will be built in the next 2-3 weeks. I’ve realized that what I thought was necessary in cabinetry sometimes isn’t, but I’m still getting room for my wine fridge and trash compartment because those are the little things that make me happy!

Insulation: Once the electrical was complete, insulation was inserted between the wooden boards and brick on all the the exterior walls and throughout my attic area. This will ensure I am warm in the winter and cool in the summers and is SO WORTH IT to get done while I’m down with the bare bones of the house.

Drywall: After insulation was put in, my drywall came in and now I have walls!! It was such an odd experience to walk in the house from being used to the wooden walls to having actual walls and seeing my vision of the home come to life. Big fan!!

A lot has already been completed, but here’s whats next on my list for December: 

  • Tape, bed and texture: I’ll have some guys come in to tape, bed and texture the walls in the home. Once this is complete, it will be paint time!
  • Base boards: The carpenter will add in my new baseboard (trying to keep the original sizes).
  • Paint: Planning to paint the interior of the home with a light gray on the walls and white on all of my trim and the exterior of the home white.
  • Cabinetry: Installation of cabinetry for my kitchen, pantry and bathroom will be put into place. They will then be painted a super fun and funky green color. I promise it’s going to look GREAT!
  • Refinishing hardwoods: My original hardwoods are BEAUTIFUL and I could not be more excited to have them in my home. Unfortunately, they’re all a semi-different color in each room so we plan to refinish those as well to make it uniform. I mean – might as well while we’re working on it!

Hope you’re enjoying following along! A lot of work has been done but there’s still more to come!

A Little Before Action

It’s flippin’ happening! Get it?! Ha! Demo is in full swing and no time is being wasted on my watch! I closed on a Tuesday and from there I’ve been rocking and rolling. Over the next week, up until last Sunday, I did walkthroughs with family and friends to show everyone what the home looked like and to ensure I knew EXACTLY what changes I wanted to make in my little dollhouse. My Nanny and her friend Norma came over and awed over the little characteristics that this 1930s home has and my Grandpapa came over later on in the day and was just so excited about the neighborhood and backyard.

After letting my grandparents in the home, I took ALLLL of the before photos and have them in a slide show for YOU! It is a goal of mine to keep track of all of the progress from beginning to end so I want to document it on my blog and Instagram. I hope you love the character and charm that this home gives and love what I plan to do over time!

 

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Last Sunday we had a full on clean out! The sweet little lady that owned the home before me had lots of books, some pretty neat National Geographic Journals (like up to the 1940s), furniture and random trinkets throughout. After clearing out all cabinets from the kitchen to closets my Dad, mother and older sister Ilissa came over to start covering up those original hardwood floors. We got builders paper and taped it throughout every room to make sure that it doesn’t get ruined and scratched up during demo. We’ve already started tearing down the walls and insulation because I’ll get new insulation and drywall along with updated electrical throughout where it is needed.

After protecting my precious floors, my Dad decided to get a little adventurous and we started checking out what was behind those walls and it’s just a whole lot of wood planking. Nothing too fabulous but neat nonetheless. So far we have demoed out FOUR full rooms and that’s my living room, dining room and guest bedroom. It’s been a family affair and I’m so thankful for everyone that has helped me get this thing rolling including my dad, mom and sisters! It’s so fun seeing the small changes over time that I know will be BIG in the end! Hope you enjoy and follow along!

 

An Insider’s Look at Being A First Time Home Buyer

Being a first time home buyer is stressful, overwhelming, exciting, emotional and about a million other things bundled together! It can be a simple process or difficult depending on what type of shopper you are, REALTOR you have and lender you’re working with. Being a REALTOR, I’ve been through this process many a times but it’s a little different when looking for your own home.

I’ve never minded picky buyers that wanted to see a little bit of everything to help them make up their minds because… hey, ya never know! With me and my thought process though, I was all over the place. It’s tough because I help people all the time and I go from luxury home to smaller townhouses to everything in between. I mean I went from wanting one specific location to wanting older homes to think well the market is so hot and things are moving so quickly that maybe I should just build a home. Talk about hot mess express! With my Dad in tow, I had us all over town looking at polar opposite homes not knowing quite what I was feeling and vibing yet. I even told my dad that I would have fired myself as a client as a REALTOR. I was wearing myself OUT!

One day when I was fed up with my own crazy process, I decided to make a drive down the neighborhood I grew up in and low and behold there was a sign in front of the CUTEST 1930s Dollhouse. I mean I was in love! I got in the house before the house hit the market, made an offer and got it accepted! This home was about as far from everything I thought I wanted but it just felt right! My Dad kept telling me that when I walk in a home it’ll just hit me and I’ll know it’s the one and it did! It makes me think of the show Say Yes to the Dress and how the bride has that good feeling when she finds the ONE! Now I get it when I tell my clients the same thing!

The process after finding the home was pretty straight forward… get all paperwork to my lender, choose an insurance agent, schedule my inspection and start working with the title company. With a clear to close in 21 days thanks to my amazing lender Jordan Johnson with GUILD Mortgage, we were moving and grooving! I could have gone with a local bank or offered different types of loans but I really wanted to go through the whole mortgage process with the lender since I always refer them to my clients. It was easy breezy but only because I did my homework like your REALTOR typically tells you to – have all tax documents, bank statements and sign/review items as SOON as the lender sent it because time is of the essence. I was also patient – I waited two year to have two tax returns because I’m self-employed and really pulled numbers together to see what type of monthly payment made the most sense for me. I’m self-employed and commission-based so it’s difficult to sit down and think of what I make each month when it ebbs and flows. Really makes ya think!

The week of closing was exciting and a little stressful because you’ve got to remember to get those utilities switched over – some can’t be switched over like water and sewer until you close. Final walkthroughs ensue as you make sure the home wasn’t left in shambles and you’re ready to take it over and then I mean it’s time to sign your name away to 30 years on a mortgage! The to-do lists start piling and honestly I don’t think they really stop after – but HEY that’s okay!

Closing day a fun one, though! Now I’ve gone to quite a few closings with clients, but I legit think I lost my head that day – literally a REALTOR’s worst nightmare. I may or may not have LEFT, yes I said left my wallet in my workout bag and showed up to my closing without my driver’s license. Here I am the REALTOR that always reminds her clients to bring their cashier’s check and driver’s license and I don’t even have mine! Odd enough, though, I had my passport in my work bag (because I guess I’m just ready to jet off just in case?) and that thankfully works as an ID. Do as I say, not as I do sometimes, people!

Im thankful, though, to have the sweetest group of ladies at Central Title Company in Longview that made closing day so special and fun and acted like it was their own closing day! They all gave me big hugs, champagne and took all the stress away!

IMG_2688

My amazing Central Title Ladies – Shannon, Lindsay and Christina! 

 

My Dad and mortgage lender were there in tow to make sure everything went smoothly (sweet momma was there in spirit as she was at work). I cut a big ole hefty check and then I was CLOSED on my first home!

I have to admit, it’s kind of fun and empowering buying a home on your own. Not that it officially made me feel like an adult but it’s something I have on my own and in MY name! There’s a lot of work that goes toward being a home owner – saving money, building credit and on and on – and it makes you feel excited and proud to make this new property your home! 

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In front of my little 1930s Dollhouse on Closing Day! 

I’m so appreciative of EVERYONE that helped me become a home owner from my super supportive parents to my encouraging friends that built me up when I was ready to give up to my sweet sisters that are already decorating their rooms in their heads. I won’t be moving in immediately because this 1930s Dollhouse is getting a facelift, but get ready because you can follow along with the whole process on my Instagram and some upcoming blog posts!

Here’s what I learned from being a First Time Home Buyer:

  • Patience, young grasshopper. Don’t rush it and you’ll know when it’s the right house. Looks at all areas and do drive-bys to ensure you like the location before dragging your REALTOR out there, like seriously just check it out.
  • Pull yourself together! Seriously, get it together! Check that credit score, shop for lenders and insurance agents and know your budget and what you want that monthly payment to be close to. You may need to wait another year to buy and that’s okay!
  • Listen carefully. Everyone is going to share their two cents with you and that’s family, friends, colleagues, your teller at the bank and everyone in between. Remember that they ALL want what’s best for you and are on your team – remember that! BUT, this is YOUR home so do what is going to bring you happiness at the end of the day because you’re coming home to this and they may visit once or twice.
  • Celebrate the little things. Did your offer get accepted? Inspection went well? Just feeling excited that you found a home?! Celebrate that! Go out or cheers to yourself at home. This is a big step and you should be SO PROUD of that so acknowledge this accomplishment and moment in your life! BE EXCITED and don’t downgrade such a big thing!

Thanks for listening in and I truly hope this helps! I enjoyed the process and know that it all led me to my cute little dollhouse! There’s a process and gut feeling and you have to trust it!

Labor Day Sales: Home Edition

First of all, how is it ALMOST September? Talk about a whirlwind of a summer! We’ve got football season and a little more fun in the sun that follows up with Labor Day Weekend. But what’s even better than fun in the sun is all of the SALES!!! You’ve got mattresses, furniture, decor and more! Keeping it short and sweet, I’ve pulled together top sales by their specific products.

Instagram Post - Labor Day Sales

MATTRESSES

Mattress Firm: Save up to $600! King for the price of a queen and queen for the price of a twin PLUS a free adjustable base. Ends Monday. Best deal I found was a memory foam mattress for a guest bedroom that’s 50% off!

Serta: Cutting prices on all iComfort and iComfort Hybrid mattresses. Up to $200 off on some prices with this iComfort Foam Blue 100 CT Gentle Firm mattress being the best find.

TEMPUR-Pedic: Save up to $700 on select power base mattress sets. Their TEMPUR-LuxeAdapt mattress is $300 off.

Mattress Firm  serta  Snip 2019-08-30 09.03.07

 

FURNITURE AND HOME

Crate&Barrel: 15% off entertaining, decor, bedding and kitchen through September 2. Use code save15. I personally will be stocking up on the Camille Wine Glasses and marble serve ware.

Overstock: Extra 20% off select items + free shipping. Loving this round coffee table and this gold industrial chandelier. Really great decor items and furniture to peruse through. I’ll be stalking the site throughout the day!

Pier1: Save 25% off on sale and regular price. Use code LABORDAY. Time to stock up on that fall decor because Pier1 has the cutest pumpkins and quirky furniture to fill up the home.

Sur La Table: Up to 60% off kitchen basics and appliances. Love this place and they even have a set of All-Clad skillets for $60.

Wayfair: Up to 65% off on outdoor furniture and 75% off bedding. Big fan of this outdoor sectional and great deal on this down duvet insert for $37.99.

Joss & Main: Up to 80% off rugs and 65% off chandeliers. Wanting this single globe pendant in my kitchen area and this canopy bed is only wish list!

Snip 2019-08-30 09.27.26  Snip 2019-08-30 09.28.57  Silver-Orchid-Helbling-36-inch-Round-Coffee-Table-with-Gold-Metal-X-Base-36-x-36-x-19h-f2148adb-7ac5-4543-8a3a-220d323933a5_1000  Lorena-Sputnik-Industrial-Chandelier-with-Chrome-and-Champaign-Gold-Finish-17749ffa-bae6-4c39-aab2-6fd6207cd7e4_1000  3915168_1

ELECTRONICS AND APPLIANCES

Best Buy: Up to 40% off  of appliances and 65″ and larger TVs as low as $399.99. Eyeing this Samsung Smart TV and looking at investing in some stackable washer and dryer.

Home Depot: Up to 40% off special appliances and great deals on power tools.  Adding this built-in Winter 18-Bottle Wine Fridge to my kitchen.

Lowe’s: Up to 40% off appliances. I’ve been on the hunt for a dishwasher and there are great savings on their stainless steel dishwashers specifically this Samsung dishwasher.

Walmart: Some electronic are up to $100 off  and they have a George Foreman Grill on sale.

Amazon:  Up to $30 off a home security camera system.

 6325561_sd.jpg;maxHeight=200;maxWidth=300  6181273_sd.jpg;maxHeight=640;maxWidth=550  stainless-steel-whynter-wine-coolers-bwr-18sd-64_1000.jpg Snip 2019-08-30 10.34.00


 

Happy shopping! Cheers to a safe and fun Labor Day Weekend!

Are You Ready To Buy A Home?

It’s simple buying a home, right? No prepping, no money, no worries. WRONG! There’s a lot that goes into the process, but let’s start with what you should think about before you even consider looking…. are you even ready to buy a home?

Going through this process myself and with many other clients, it’s good to have a little checklist of priority items you need completed before even considering to look at homes.

MONEY ON HAND

Got that money in the bank? I’m not saying you need to have tens of thousands of dollars in the bank but you need to have some cash on hand for a downpayment, inspection, earnest money and any other upfront expenses of items you may want to repair in the home. There are now so many great loan programs that either require zero down or just 3.5% but don’t get stuck on that. The more money that you can put down is sometimes better. It can lower your monthly payments and even lessen some closing expenses.

FHA Loans – 3.5% down payment and have great first-time home buyer programs

Conventional Loans – Minimum of 3% down payment

USDA/VA Loans – No downpayment loans are offered

Jumbo Loans – 15% down payment

Here’s how I prepped: I have a completely separate savings account that is JUST for my home savings and that is where I allocate anything and everything that I pull out for a property and put into it with repairs, etc. It helps me keep track of my cash on hand and stay organized.

GET YOUR CREDIT IN CHECK

Do you have credit cards or loans? Are you paying everything on time or in full? This will ALLLLLL come up at the end of the day when your lender pulls your credit to loan you money. Those two missed cable bills will come to haunt you so stay on top of all of those bills so the lender feels confident lending money to you.

There are also fantastic credit repair companies that can help you bump it up to where you want. I utilized my credit cards to build credit and a history for myself. I recommend stalking The Points Guy on where you can start. There’s truly a wealth of information on their site from which cards you can take advantage of at certain times of your life to how to better manage credit card points. BIG FAN!

BUDGET AND BUDGET WISELY

It’s important to know what you’re willing to spend per month when it comes to mortgage payments. This not only helps narrow down the types of properties you’ll be looking at with your real estate agent but also give you an idea of budgeting and knowing what your pocketbook can handle. 

LOOKING AT YOUR FUTURE

How long do you plan to stay around the area you’re looking at buying? Are we talking six months, three years or 10 years? It takes a minimum of three to five years to recoup the closing costs of your home. Basically, if you don’t think you’re sticking around the area for long then renting is in your best interest. Buying a home is an investment and you want equity in your home when you sell not to be in the hole.

Keep job stability in mind with your future as well. If you think there’s a possibility of relocation or promotions that require moving, it may be better to rent unless you know the company has a fantastic relocation program. Some companies do, some companies don’t.


If you have every last one of these items checked then congratulations! It’s time for you to get with a lender and real estate agent to make your home buying dream a reality. If not, utilize this list and make it your homework!

5 Apps for the Home Buyer

Yes it’s true, we are GLUED to our cell phones. From Facebook to podcasts, we use our phone to keep up with friends and expand our knowledge. Being a millennial myself, I love the tools and resources that apps bring to my phone. When I look at the tools that  app provide, it’s not just calendar reminders and social media, there are also a lot of great tools to help with home buying. Pretty handy, right?

While there are plenty of house hunting apps like Realtor.com, Zillow and Trulia, you don’t want to overlook all of the other useful apps that help out homebuyers. I’m sharing my top five apps that help home buyers during their purchasing process.

5 APPS FOR THE HOME BUYER

  • Mortgage Calculator Plus: A quick and simple way to calculate your potential monthly payments for a home. It gives you the opportunity to plug in the customized purchase price of home, downpayment, insurance costs and even potential HOA fees. Is this the MOST accurate? No! That’s what your mortgage lender is there for, but it can get you pretty close.
  • Mint: Get your finances in check! I love, love, LOVE this app. It let’s me have all of my checking and savings accounts, cards and even 401K savings in ONE SPOT. This one provides a great overview of finances and the app even tracks monthly/weekly spending and normal spending behavior and alerts you when you’ve gone a little crazy on that shopping spree last week (HA!).
  • DocuSign: Talk about a handy app! You can easily sign documents on the go for contracts or amendments for your agent or lender. It’s a quick click of a button and the document is SIGNED without needing to open up a computer. You can’t finish the document until you’ve signed everything that your agent or lender asked you to.
  • Houzz: Design your home right from the phone. Open floor plan stressing you out? This app is for you! Love, love Houzz because it helps you get a better idea of where to place different pieces of furniture. Super useful and perfect for the visual person.
  • Evernote: This is not only helpful for you but for your agent! You’re likely going to look at quite a few homes and they’re all going to start blending together. You think it won’t happen, but it does! This app if fantastic for keep your pros and cons for each home and organizing it by property address. You can then simply send it on to your agent and review at your leisure.

There are plenty of other apps that people find useful in the home buying process, but these are some that you may not have thought about downloading. Hope this helps make the home buying process a little less stressful. Happy hunting!

Home Buyers in a Hot Market

Are you sick and tired of being sick and tired of a HOT, HOT, HOT real estate market? Real estate agents and sellers are certainly not mad at how quickly homes are moving, but being a home buyer in this situation is just a little frustrating to say the least. I say this from experience because I’m currently a home buyer that’s growing increasingly impatient in a market like this.

Homes are hitting the market and hours later they have a contract or you enter into a bidding war and while it can be exciting, not everyone wins. This is just a little frustrating and a little discouraging for some buyers. When you’re a home buyer in a hot market, it’s important to remember a couple of tips:

  • Don’t settle. Well, duh! This is an important reminder, though. When there’s only so much inventory to choose from, buyers tend to get a little too excited and settle on a property that they don’t truly love. I recommend my buyers really take a step back, look at their need/want list and ensure in their gut that this is THE HOME for them before signing their name on that dotted line.
  • Be decisive. When you’ve gotten to the point of house hunting, you should have already been pre-approved by a lender or bank and have a general idea of what you want. I think it helps to look a couple of homes to guide what you like and dislike, but when homes are moving as quickly as they are in a hot market you have to remember that time is of the essence. So basically, know what you want!
  • Do your homework. Drive by homes, know the neighborhoods you desire and know what is NON-NEGOTIABLE when buying a home. Doing drive-bys and research beyond what your agent provides you with can really eliminate a lot of running around!
  • Stay patient. Inventory may be low or you may have a very specific need when it comes to finding a home. Good things come with time and you need to keep your eyes wide open and know that something will come along, it just may not be in the next 24 hours, 2 days or even month.
  • Help your agent. I am constantly watching the market and sending my clients homes that are hand picked specifically for them with regards to school districts, bedrooms, acreage and more. When your agent is contacting you or sending you emails, let them know if they’re hitting the mark or not getting anywhere near what you’re wanting in a home. They can’t help you if you don’t help them. And that’s a fact, Jack!

As an Accredited Buyer’s Representative (ABR®), I can hone in my skills to represent the needs of my home buyers from the comprehensive knowledge I’ve received from real estate education. Each and every home buyer is different and it’s important that you as a buyer are treated that way. I want all of my buyers to know that this process is for THEM and only them because it’s their money and their home. When the housing market is hot, people tend to throw all reason out the window and it’s important to stay grounded and ensure that the home you’re buying is what you know in your gut is the right home for you and your future. After all, this is an INVESTMENT! 

Enjoy the house hunting and don’t let the stressor of a hot market get the best of you! Happy hunting!

Amazon Prime Finds: Entertainment Pieces

I hate to admit it, but I can sometimes be impatient. WHAT?! I know… But thankfully I don’t have to wait long for items when it comes to Amazon Prime! It truly has made my leave easy peasy when it comes to ordering closing gifts for clients, buying items for our flip homes and just personal shopping for myself.

I know I’m not the only one in this crazy busy world that knows and loves all the perks of  Amazon Prime. I’ve decided to start a series in my blog highlighting some of the great pieces that I’ve either bought for myself or clients or have on my list. I plan to cover entertaining pieces, outdoor necessities, kitchen gadgets and more! I search on Amazon more than I do on any other site, so sit back and let me do the searching for you!

If you know me and my family, you know that we LOVE to entertain! From pitchers to cheese boards and everything in-between, I’m sharing some entertainment pieces that are sure to be a hit at all your parties.

Instagram Post - Amazon Prime- Entertainment Pieces

CHEESE BOARDS

PARTY BOOKS

 

PITCHERS

CARAFES

DECANTERS

SERVING PLATTERS

COASTERS

BEVERAGE GLASSES

DISPOSABLE DINNERWARE

BOARD GAMES

These are all fantastic entertaining pieces to add to YOUR home that are the perfect additions to parties and more! If you’re not an Amazon Prime member, sign up with this LINK for a FREE 30 Day Trial. At the end of the day, it’s been a GAME CHANGER for me from ordering last minute gifts to prettying up my space or setting up the perfect place to host parties.

Please note, I am an Amazon Influencer and can earn from qualifying purchases.